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  • Child 2. If you eliminate the children who have what you described as legal or ethical concerns, child 2 is the only one who consistently pursues their passions and is contributing back to society in some way. The other remaining ones might have lofty and noble goals, but no demonstrable ambition to prove their worthiness.

  • Vincent the Vacuum

  • The Personal Finance wiki from that other site has a Prime Directive flowchart that spells out how you should allocate windfalls. Here's the US flowchart but they have them for other countries with their respective finance programs.

    In short, if you already are able to live off a smaller income, build an emergency fund so you don't go backwards, then pay your future self. Don't inflate your expenses unnecessarily because that just makes the goal of retirement cost more in the end.