Probably because of systems like this, which cross reference account details across online stores, to spot discrepancies between provided information, or spot other "suspicious activity". And mind you, they also consider chargebacks friendly "fraud", which is absolutely delusional. I personally have no experience to share though, but thought this might be relevant.
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Same here, until the government goes from the carrot to the stick approach I guess (because of poor adoption-rates). :) Yeah, I really don't understand how cameras in and around one's personal vehicle, which aren't under the control of its supposed "owner", flies with anyone (especially privacy-conscious persons)...