As an investment, a home is risky. For one, you're only going to have one most likely, so you're not diversified. While property values do trend up, there's a myriad of things that could potentially happen to reduce your property value as well. Not to mention, while the land underneath the home increases in value, the value of the home itself (on top of the land) decreases as the house ages.
On top of that, you're paying maintenance, insurance, and property tax. While yes, it's better than renting, it's not necessarily a good investment compared to other investments you can make. On average, you're going to have a better return on the stock market than a home. True, that's also risky, but it's easier to diversify and there's more money to be made.
Finally, you're usually leveraged pretty deep on a home. If you default for whatever reason, you'll be left with nothing. If the bank somehow fails to recover its investment after selling the home (say, because you owed more than it was worth), they can sue you for the difference.
That said, it's not a bad idea to buy a home. You can always live in it, if nothing else. You might want to buy one just because you want it, which is valid. Lots of people do well on homes. You just need to realize that it's not as safe or good of an investment as it might seem.
E-bikes are great. I've got one I built from a kit. That said, you don't want kids riding more powerful e-bikes than they can handle. If you wouldn't let your kid loose with a gas-powered dirt bike that can go 30+ mph, you shouldn't let them loose with an equivalent e-bike.
I'm against licensing e-bikes or requiring insurance. While they can potentially be dangerous to the rider if misused, danger to other people or property is pretty minimal. The risk isn't enough to justify requiring liability insurance, like with cars. Licensing will only discourage ridership.
That said, there should be an age requirement for certain classes. In lieu of that, parents are just going to have to exercise common sense. The kids will do what they want, rules be damned.
But at the same time, this meant companies didn’t have to be profitable, because they could pay out investors from money that other investors gave them???
Few, if any, of the big tech companies were playing out any kind of dividend to investors. It was more that they were content for companies to maybe someday make money as opposed to actually making money,
Glanced over it. Complete word salad. Corporate nonsense: baffle them with bullshit.
You get points from communities. These points are stored on the block chain, because why not? The points themselves come from reddit, but the communities distribute them. Since they're on the block chain, reddit can't take back your magic bean points or whatever once you get them. Nevermind that they're worthless and that reddit controls the only platform that they're even remotely useful on.
For now, Reddit will cover gas costs for distributing Points to users and allowing them to spend Points on features such as Special Memberships.
Emphasis mine. Someone has to pay for it, because that's how the block chain works. For now it's Reddit. In the future? Who knows!
How does this benefit the consumer? It doesn't, really. Potentially it gives posters more control over a subreddit, but looks like mods will still hold essentially all the power when it comes to a subreddit, which is how it works now.
How does this benefit reddit as a business? It doesn't, really. They're handing out magic beans with the selling point being that they can't take them away from you once you get them. It costs them money to do this, because it's on the block chain as opposed to some in-house database. This replaced coins, right? They killed an income stream and replaced it with an expense.
They get to tell investors that they're into the block chain when they launch their IPO, I guess. All I can say is buyer beware. Chances are high the powers that be unload their stock options in the IPO hype and then get the hell out of dodge. They might have waited too long, though. The tech bubble deflated, and I don't know if the books are impressive enough to draw in the big bucks from investors.
If you want genuine control over your community, start one on the Fediverse and self-host an instance. No admins will kick you off since you're your own admin and head mod rolled into one.
It depends on what you're trying to buy. For CDs and Vinyl I go with Discogs, usually. There's also Mllusicstack, though I haven't gotten around to trying it yet.
Bullshit. Nobody, or at least very few people, expected Reddit to revert the changes. A protest can be successful even if it doesn't lead to immediate change. I was here on Lemmy long before the API nonsense happened over at Reddit, and the difference over here is night and day. Lemmy has been around for awhile, but until these last few months it couldn't hold a candle to Reddit in terms of content or activity. Maybe it still can't, but now it has enough users to be viable. Reddit might go on like nothing happened, but in the background a competitor has been born.
Is it true that the Big Bang asserts that the universe had a beginning? True, we don't know much about the pre-Big Bang universe, but we don't have a reason to think that it didn't exist.
Atheist, if you consider that a religion. I view it more as a lack of religion or belief, but that's just pedantry. I was raised a Jehovah's Witness, but eventually became disillusioned with their teachings as I grew older and realized that they were out of touch with the Bible and (more importantly) reality. After a period of self-reflection, I examined what I believe and came to the conclusion that I didn't really believe in much of anything anymore.
I don't believe in the Bible. It's a great work of literature, in an academic sense, but it's not something to model your life on. You can tie yourselves up in knots trying to come up with a coherent interpretation or you can take everything so figuratively that you might as well ignore the source material all together. I didn't see much point in either and just view it as a product of the wide range of people over the millennia that contributed to it.
I don't believe in God either. For me, I don't see a reason to think that there is a God. It's essentially impossible to prove that God doesn't exist. If you disproved one, people would just come up with either excuses or another God entirely. Some might argue that Earth's existence implies the existence of a creator. Assuming that was true, wouldn't the existence of this creator imply the existence of a second creator for the first? Why should we accept that God had no creator but that the universe had to have a creator?
There are other arguments, sure, but my lived experience has shown me no reason to think that there's a God or specific meaning, plan, scheme, or rhyme and reason to life on Earth. That doesn't mean we can't find meaning in our own lives, but it does mean we have to work to make it.
Nobody is coming to save us. Nobody is going to hand us an answer or salvation. We have to save ourselves.
No, I'm not Raid. I'm my own original game, Rage. People really need to get their facts straight...