Other than the basics NO.
The exception would be if you are into a lot of outdoor adventure / climbing / mountain biking / hiking where it will just be the two of you on an adventure. Then it is critical.
If most of your life is in a uban setting it isn't a common or critical skill I would expect.
1 million dollars doesn't go that far these days, at the world scale it is almost nothing.
You could however make a lasting difference in your community by making a scholarship, building needed facilities, or doing something else where you directly make sure the funds go where needed and can't be used for other uses. Lets face it, if you give it to some charities 90% of it will just go to the administration.