Looking for turntable cartridge advice

I've just bought a Yamaha YP-D6 turntable. It's had a hard life, but seems to work ok. I'll replace the stylus before playing any of my collection. Problem is that it has a Shure RXT-4 cartridge which takes a N97HE stylus. A quick bit of research suggests I'll be paying well over $200 for even a cheap N97HE clone. This seems a bit risky when I don't even know if the cartridge is functionally "good".

I'm not looking for the best possible performance from a turntable - it's just to be able to play my collection for nostalgia etc.

I think I'm better off replacing the cartridge with something like and audio technica AT-VM95E.

Interested to hear any thoughts, including suggestions for other budget friendly cartridges.